Vanguard Life Strategy funds

Who is Vanguard?

Vanguard is a world-class investment management company best known for passive investing (not trying to beat the market).

Established in 1975, Vanguard was founded on a simple but revolutionary idea that it would be owned by its investors rather than profit-seeking outsiders.

The result: a company that puts clients’ interests first.

Today, Vanguard is trusted to manage more than $7 trillion of assets for 30 million clients worldwide.

LifeStrategy Funds

Vanguard LifeStrategy funds invest in thousands of shares and/or bonds.

There are 5 to choose from – the lowest risk comprises 80% bonds and 20% shares, the highest risk 100% shares.

They are hugely popular with UK investors having grown to £32 billion over the past 10 years.

Here’s why:

An easy choice

Investing doesn’t get any easier.

Choose one fund that best suits your needs, then do nothing!

It’s as simple as that!

Safe and secure

You want your money to be in safe hands, perhaps for decades.

As one of the world’s largest and most reputable investment management companies, its size and reputation and second to none.

Value for money

Vanguard aims to keep costs low. Ongoing charges are 0.22% a year – £22 a year for each £10,000 invested. These funds are great value for money.

Investment performance is out of your control, but you can control how much you pay. The lower your costs the more you keep.

Risk controlled

The LifeStrategy range offers 5 different mixes of shares and bonds.

Control risk by choosing the fund that best suits your needs.

Anything from lower risk for short-term goals to higher risk for the long-term.

Whatever you choose, Vanguard will help keep you on track.

Diverse

Vanguard LifeStrategy funds invest in thousands of shares and/or bonds across the world – all in one convenient investment.

Rebalanced

If you want 60% of your money in shares and 40% in bonds, you want it to stay that way.

Vanguard automatically rebalances to keep your mix of shares and bonds in line over time.

All the work is done for you.

How much does a LifeStrategy fund cost through CommShare?

The table below shows how much it costs to invest in a Vanguard LifeStrategy fund through CommShare.

You’ll notice the LifeStrategy funds are excellent value for money when compared to a typical equity fund (usually ranging between 0.75% p.a. and 2% p.a.).

Cost%
Vanguard0.22%
CommShare0.24%
Aegon0.20%
Total0.66%