Terms of website

These are the Site Terms and Conditions which relate to usage of this site. These Terms and Conditions should not be confused with our Terms of Business which should be read before making an investment through our company.

Access to this site (the “Site”) and the use of information contained on it is governed by the terms and conditions set out below. These terms and conditions are important and are for your protection as well as ours. Please read the terms and conditions carefully as by proceeding further into the Site, you will be deemed to have accepted them. Please note that references to “we” and “us” mean CommShare Ltd.

This Site is established in the United Kingdom in accordance with the laws of England and will be governed by the laws of that country. When you use the Site, you accept that your use of the Site and any information on the Site, will also be governed by the laws of England and if any dispute arises from your use of the Site or any of the information on it, you agree to allow such dispute to be heard in the English courts.

Copyright in the Site and the information set out on it belongs to us (except where otherwise stated) and may not be copied, transmitted or reproduced without our prior consent. You may download or print out a hard copy of individual pages and/or sections on the Site, as long as you do not remove any copyright or other proprietary notices. If you download or otherwise copy information on the Site, this will not transfer to you any title to any software or material. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, create a hypertext link into or use for any public or commercial purpose the Site without first obtaining our written consent.

The distribution of information on the Site may be restricted by local law or regulation in certain jurisdictions. This Site is aimed only at persons in the United Kingdom. If you are in any doubt as to whether you can lawfully use this Site, please do not proceed further.

Unless (and to the extent that) we expressly say that applications to invest in any product can be made via the Site, you should not interpret anything on this Site as a recommendation to acquire or dispose of any investment or to enter into any other transaction.

This Site is issued in the United Kingdom by CommShare Ltd which is regulated by the Financial Conduct Authority. The FCA may not regulate all products and services on this site.

We have given the information on the Site in good faith. Although we have made all reasonable efforts to ensure that the information on the Site is accurate at the time of inclusion, we do not represent that this is the case and it should not be relied upon as such. Please note that we may update or alter the information on this Site at any time without giving notice of the alterations. Any opinions and estimates expressed reflect our judgment at this date and are also subject to change without notice. Accordingly, unless legally required to do so, we will not accept liability for any inaccuracies or omissions. If you do not understand, or if you have any queries on, any of the information on the Site, please call us on FREEPHONE: 0808 100 50 45.

Past performance is not necessarily a guide to future returns. Market and exchange rate movements may cause the value of investments and any income from them to fall as well as rise and you may not get back the amount originally invested. Some of the funds featured in this Site invest in specialist sectors. As a result they may carry greater risks in return for higher potential rewards. The stockmarkets and currencies of emerging markets can be extremely volatile. Investors should only invest if prepared to accept a high degree of risk. If you are unsure about the risks attached to a certain fund, you should seek professional advice. Tax benefits, if any, may vary as a result of individual circumstances and the levels and bases of and reliefs from taxation may change. The tax advantages of ISAs may be subject to future statutory change. Eligibility to invest in an ISA and the value of tax savings on ISAs will depend on individual circumstances.

We will not be offering any advice as to the suitability of the investments we have highlighted in this Site. These investments are not suitable for everyone. If you have any doubts as to whether an investment is suitable for you, you should obtain expert advice.

Some pages on this Site contain hypertext links to web sites not maintained by us. You are reminded that when you enter other web sites by means of hypertext links, you will not be subject to these terms and conditions and you will not benefit from the protections afforded to you in using our Site. In particular, hypertext links to pages which contain information or advertisements about investment products or services are provided for your convenience only. We are not responsible for the content of such pages and we do not endorse or, unless we expressly say otherwise, make any recommendation about such products or services.

The sending of personal information via email over the internet may not be secure and can be intercepted by third parties or incorrectly delivered. You should not divulge personal information over the internet unless you are using secure or encrypted communications technology.

You are not permitted to use this Site for any illegal or improper purpose (including, without limit, the transmission of any defamatory or obscene material). You will fully indemnify us in respect of any breach of this prohibition.

This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyse how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States . Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.

Remember, if you wish to apply to make an investment via the Site, you must read our Terms of Business.