How we save you money
We can help you avoid most, often all the initial charge you usually pay, saving you as much as £561 on your £10,200 ISA. You save 100% of the initial charge on ISAs from Artemis, Jupiter, Invesco Perpetual and more...
When we arrange investments for you, we almost always give up all our initial commission - typically 3% - and negotiate further discounts for you.
Our aim is to maximise the amount of money invested for you from the start. In fact, we can ensure 99.5% or more of your money is put to work straight away in about 700 funds - i.e. you’ll pay an initial charge of 0.5% or less on these.
Take a look at savings we offer for lump sums with these popular fund companies:
| Company |
Normal Initial Charge |
Initial Charge through CommShare |
You Save Up to |
| ISA |
Outside ISA |
Using a Fund Supermarket |
| Aberdeen |
4.25% |
0.25% |
1.25% |
0.25% |
4% |
| Artemis |
5.25% |
0% |
1% |
0% |
5.25% |
| BlackRock |
5% |
2% |
3% |
0% |
5% |
| First State |
4% |
0.25% |
1.25% |
0.25% |
3.75% |
| Fidelity |
3.5% |
0.5% |
0.5% |
0.5% |
3% |
| Gartmore |
5% |
0.25% |
1.25% |
0.25% |
4.75% |
| Henderson New Star |
5% |
0.5% |
1.5% |
0.5% |
4.5% |
| Invesco Perpetual |
5% |
0% |
1% |
0% |
5% |
| JPMorgan |
4.25% |
1.25% |
2.25% |
0.5% |
3.75% |
| Jupiter |
5.25% |
0% |
0% |
0% |
5.25% |
| M&G (X Class) |
No initial charge, plus 2% cashback |
N/A |
2% |
| Neptune |
5% |
0% |
1% |
0% |
5% |
| Newton |
4% |
0% |
1% |
0% |
4% |
| Schroders |
5.25% |
1.25% |
2.25% |
0% |
5.25% |
| Threadneedle |
3.75% |
0.75% |
1.75% |
0.75% |
3% |
These are typical charges and savings, but they can vary by fund. You can check individual and other companies’ funds at our website www.commshare.com. These savings include fund companies’ discounts, which could change without notice.