Cashback and Valuation - the easiest way to make the most of your ISAs, SIPPs and funds

It won't cost you a penny - nothing to do for new investments and just a few minutes to include investments you already have

• Automatically works for new investments, ISA transfers or fund supermarket re-registrations we arrange for you.
• One simple Registration Form to complete for investments you already have.

Our Cashback and Valuation service makes it much easier for you to manage your investments better, with a valuation of all your funds and fund performance information in one place.

You save money too with our unique cashback service. We give you cashback every year by sharing renewal commission with you - renewal commission that almost all other brokers keep.

Your share could be as much as £90, £300, £1,500 (maybe a lot more) over 5 years, then more - year after year - indefinitely.

It’s a surprisingly easy way to cut your ongoing investment charges. There’s no obligation, no risk and it won’t cost you a penny.

Best of all, for investments you already have, you leave them where they are - with the fund companies or fund supermarkets. The charges stay the same and you don't pay us anything. In fact, the only differences you'll notice will be easy access to all your fund information and money paid into your bank account every year.

What you get

• A valuation of all your UK Unit Trust and OEIC ISAs, funds, shares and fund supermarket SIPPs and Investment Bonds in one place.
• All the prices are updated daily and you can view your information on-line anytime by Plan Manager, Fund Manager, Product or Fund so you can compare performance.
• All the latest prices and past performance information are tailored to your own portfolio.
• Cashback every year – your share of renewal commission.

How does it work?

When you invest, or complete a Registration Form, fund companies usually pay us renewal commission. This renewal commission is paid out of funds’ annual management charges. These charges stay the same (typically 1.5% p.a.) even if renewal commission isn’t paid.

Also, 35 fund companies and fund supermarkets send us details of your investments for us to keep up to date for you. We use all this information, plus daily prices for funds and shares and any information you add yourself to calculate daily valuations and performance figures for all your holdings - saving you time and effort.

Your annual cashback is based on the total amount of renewal commission we receive each year and is calculated as follows:

Renewal commission we receive	Your share (%)	Your share (£)
Up to £100	30%	Up to £30
Between £100 and £250	40%	Between £40 and £100
£250 or more	50%	No limit

When we’ve calculated your share we’ll send you a statement showing details of your share, followed by a direct credit payment to your bank account.* It’s as easy as that! You can even view these details in your online account - FUNDSFOLIO.

How much are annual cashback payments worth?

Well, it depends on the total value of your investments (both new and investments you already have). Take a look at the table below, and you’ll see. It assumes 0.5% p.a. renewal commission, 7% fund growth each year, and shows what you could expect your annual cashbacks to be over the next 5, 10 or 15 years:

Current value of your investments	Expected total value of annual cashbacks
	5 years	10 years	15 years
£10,000	£90	£200	£450
£25,000	£300	£700	£1,500
£50,000	£750	£1,800	£3,250
£100,000	£1,500	£3,600	£6,500

The table is just a guide, you could get less (or more), depending on the performance of your funds. You don’t need a minimum £10,000 portfolio to benefit, and you could get more than £6,500 if your portfolio is greater than £100,000.

What you need to do to receive your annual cashbacks

• When we arrange your new investments we always share renewal commission with you. You don’t need to do anything - we pay it automatically.
• We also share any renewal commission we receive from investments you already have. You don’t have to invest any new monies to benefit from this. You just have to complete a Registration Form.

It doesn’t matter whether you originally arranged your investments directly with a fund company, or fund supermarket or used a broker. In most cases, you can decide who gets renewal commission. The fund companies or fund supermarkets won’t pay you directly, but it’s up to you which broker gets paid.

Completing a Registration Form appoints us as your agent. This doesn't affect your investments in any way.

Your investments stay exactly where they are - with the fund companies or fund supermarkets - and you retain full control over your investments at all times.

Is there a catch?

We wouldn’t blame you for thinking it. But there isn’t. You can’t be disadvantaged by this service - it doesn’t cost you anything - there’s no risk and no obligation - and you’re free to leave at any time without penalty.

We’ve been doing this for 12 years now and we’ve paid out over £7m to more than 27,000 astute investors so far.

Here’s what one of them has to say:

Act now to get your money

You automatically receive cashbacks when we arrange investments for you.

For investments you already have you need to complete a Registration Form and post it to us using our FREEPOST address.

That’s it. If you have a few details handy it will probably take less time to complete the paperwork than you’ve spent reading so far.

In fact, why not do it now? It’s hardly any effort and you’ve nothing to lose. Your valuations and performance information will help you manage your investments better and cashbacks could add up to a tidy sum over the years. We can’t think of any reason for you not to do this. However, if there’s anything you don’t understand, or want to ask, please call using our telephone number:

0808 100 50 45 (Free of charge)

Please note: we can’t guarantee that all companies will transfer renewal commission to us in all circumstances. Many won’t if you originally invested direct. We do receive it in more than 80% of cases. Even if they don’t, it’s still worth doing because companies sometimes change their policy. We might also be able to offer alternatives to help you reduce ongoing costs. And remember, you still benefit from consolidated valuation and performance information.

* We don’t send statements or payments until we've collected at least £16.67 renewal commission, which equates to a cashback of £5.